Making Student Loan Forgiveness a Reality

3 Steps to Forgiveness

1) Student Loan Analysis

Our certified student loan specialists will conduct a thorough financial analysis to gain a better understanding of your perspective. We begin the process by getting an estimation of your total student loan debt. Don’t worry if you’re not 100% sure about how much you owe. A ballpark estimate is all we need at this point. 

We may also ask about things like your:

  • Occupation
  • Annual Income (Pay Stubs)
  • Tax Filing Status (Single, Married Filing Jointly, Married Filing Separately)
  • Dependents You Support
  • An image showing a budget

    2) Running The Numbers

    Student loan forgiveness programs are confusing but roughly 50% of borrowers qualify. The Department of Education offers a variety of repayment programs that cover a wide range of situations. Each program has its advantages and disadvantages.

    In the end, the process is simple. Just sign up for a qualifying repayment plan and your loan will be forgiven at the end of the payment plan. Typically, between 10 and 20 years. We work with you to determine the payment plan best suited for your needs.

    Your monthly student loan payment during this time period will vary depending on your individual circumstances. However, if your income is low enough, you may qualify for a payment as low as $0 per month.

    Running the numbers to find the best plan for your student loans.

    3) Game Plan

    If pursuing student loan forgiveness turns out to be the best course of action, we will put together a game plan that will get you there. Otherwise, we may suggest alternative options.

    Our student loan specialists will walk you through everything to ensure all of your questions are answered and that you’re comfortable with our approach.

    While it’s true, you can sign up for student loan forgiveness for free at Many of the people we have successfully helped have told us they were rejected in the past. We don’t take no for an answer. We fight on your behalf to get the aid you deserve.

    Have a game plan for dealing with student loan debt.

    How Does Student Loan Forgiveness Work?

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